Horse Insurance

Horse Insurance

There are many levels of enjoyment that can be experienced as a horse rider. One thing you should never take for granted is your safety. Getting adequate horse insurance should be an absolute priority as no matter how good a rider you are, accidents can happen. The primary reason for taking out adequate insurance cover for your horse would be to cover any vet bills for injury or illness to your horse to offer cover for theft.

Looking after a horse is very costly exercise but one that can bring much joy. With feeding, housing of the horse, vet bills, competition and equipment costs, upkeep is a major financial investment. So taking out adequate horse insurance will insure that your money is not wasted by an unfortunate incident. You will have complete peace of mind that you and your horse are protected.

What types of horse insurance policies are there?

Standard horse insurance policies will normally include comprehensive cover though it is possible to add on additional features such as vets fees and other forms of protection. Some insurance policies will include horse and trailer insurance so if your trailer is stolen, you will be able to claim fully from your insurance company. Types of horse insurance include;

  • Horse trailer insurance
  • Horse rider insurance
  • Pony insurance
  • Equine insurance
  • Veteran horse insurance

What does horse insurance cover?

There are many different levels of cover that can be included in you horse insurance so be sure to shop around as cost and what is included will vary from one insurance broker to another but the list below provides the main cover

  • Full cover for the loss of your horse either by theft or straying
  • Personal Accident
  • Full protection for unfortunate loss of your horse due to death
  • Up to £5,000 vet fees per year
  • Disposal
  • Saddlery and Tack
  • Third Party Liability cover up to £3million
  • Horse box and trailer insurance
  • Mortality

There are a full range of policies available that can be tailored to suit your needs. Whether you are a first time horse owner, a casual rider, or a event rider , horse insurance can ensure protection for both you and your horse.

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