Boat Insurance


With so many people now investing in buying their own boat whether a yacht, sail boat, narrow boat or a jet ski, it is important to ensure that you get adequate insurance. Boat insurance policies can cover the following boats;

  • Barge/Houseboat
  • Inland Waterways Boat
  • Fishing Boat
  • Commercial Boat
  • Speed boat
  • Yacht/Sailing Boat
  • Jet Ski

Getting adequate boat insurance can give you peace of mind and ensure no unexpected events are going to leave your boat at risk. Standard insurance packages include Comprehensive or Third Party Only insurance for a wide variety of vessels.

What boat insurance can cover?

There are many different types of boat insurance available on the market all of which provide different levels of cover. The majority of policies may include some of the cover below;

  • Agreed value insurance
  • Third party liability insurance cover
  • Cover for damage to underwater machinery
  • Personal accident cover
  • Medical expenses cover
  • No Claim Discount
  • Racing cover available
  • Cover for all risks of accidental, physical loss or damage to your vessel and property
  • Loss or damage to the vessel and associated equipment due to fire, explosion, negligence, malicious acts and other causes specified in the policy.
  • Theft of the vessel or of equipment provided the theft follows forcible entry or removal by force.
  • Loss or damage to boat whilst in transit

What some boat insurance policies do not cover

Always check with the insurance broker to see exactly what your insurance policy actually covers. Some policies were vary depending on the insurance broker that is used. Some boat insurance policies will not include the following;

  • General wear and tear, deterioration and depreciation of the vessel
  • Sails, covers or canopies lost or damaged by the wind.
  • Any loss or damage that has been done to the vessel or equipment that has been caused by your own recklessness or wilful misconduct
  • Any theft of outboard motors from the vessel unless they have been attached with an anti theft device
  • Any damage caused to the vessel if used for anything other than private pleasure

Always be sure to read the insurance policy very thoroughly at first and look at what is included and not included within the insurance policy.

Compare boat insurance quotes

Compare boat insurance allows you to carefully assess the different insurance policies available.

QuoteZone’s Insurance Comparison Quote System could save you some you time and money. All you need to do is simply fill in your details once on our 1 stage form, and they will pass your details to the selected boat insurance providers who will then call you with a suitable quote!

The quote system gives you instant access to quotes from the top boat insurance companies, each of which can offer you competitive prices and different levels of cover on your boat insurance. This way you get the best quotes from the major insurance companies, allowing you to find the best suited boat insurance policy for your budget.